Disability Insurance Needs Calculator

Enter any income that your partner can provide
Enter benefits from Worker's Compensation, Employment Insurance, or CPP Disability benefits.
Enter the total amount of coverage you have through group and private disability insurance plans.
Income from investments returns or from sale of investment, real estate, or business assets.
If you have emergency savings set aside, enter these here.
These may be a last resort as withdrawals are taxable and have a negative impact on your retirement fund.
Include all housing costs such as mortgage, rent, utilities, property taxes, repairs, furnishings. The average Canadian expense is $2,148.
Include all vehicle (fuel, financing, insurance, repairs) and commuting costs). The average Canadian expense is $1,059.
Include amounts spent at grocery stores, restaurants, and on alcohol and tobacco. The average Canadian expense is $835.
Include insurance premiums and contributions to RRSPs, TFSAs, and RPPs. The average Canadian expense is $428.
The average Canadian expense is $332.
Include amounts spent on health care and personal care. The average Canadian expense is $323.
The average Canadian expense is $286.
Include gifts of money, support payments, and charitable contributions. The average Canadian expense is $185.
The average Canadian expense is $165.
The average Canadian expense is $161.